Not everyone can get approved for a loan to build a complete custom home. Chavez Homes is a spec home builder, and we like to get buyers involved in the process early so that they can customize their future homes. A spec house from Chavez Homes is the best of both worlds: a house most mortgage lenders will back that you can still customize if you get in on the process early. If you want a brand new, customized home but can’t get a loan from the bank to build it, Chavez Homes can help. Contact us to learn about our modern spec houses for sale in and around Tyler, TX.



What Is A Spec Home?

A spec (short for “speculative”) home is a type of newly built home.

Builders take on the financial responsibility of building the home itself. This means that, because there’s a property already involved, mortgage lenders are more likely to offer a loan for a spec house in the Tyler area.

Unfortunately, it also means that the house is “less” customizable. At Chavez homes, though, we work with our buyers to help make the spec house how they want it. From finishings to landscaping, we want to help make your new house truly yours.



What Are The Benefits Of a Spec House?

Buying on spec provides a lot of benefits.

They’re a great compromise between the expense of a fully customized home and the affordability of an older home. When you buy a spec home, you can expect:

  • The chance to customize the finish of the home
  • To upgrade parts of the house to your liking
  • A location in an up-and-coming neighborhood
  • A brand new house with modern amenities
  • A price point below a fully custom build



When Should I Build A Fully Custom Home?

Spec homes are a great option.

Spec houses are a great option for some buyers, but if your heart is set on a custom home it may be better to build in the long run. You should consider a custom build if you:

  • Want input on the layout or floor plan
  • Already have land or a specific plot
  • Want to design an eco-friendly home
  • Want a house that uses alternative energy systems

Whether a spec or custom home, Chavez Homes is ready to assist you find the one of your dreams.

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